Dude listen to me - never EVER get insurance from AAA - they are motherfucking slandering douchebags. The only good thing they do is, when you call them, they come in just 15 mins to repair. That is how they became popular. But they are really assholes and thieving wankers!!!
One day I rented a Chrysler for a weekend & what happened is my friend accidentally put the key into the trunk along with other stuff & slammed it shut - there was no way to open to trunk or get into it from inside the car. We were panicking becuase we could do nothing without the key. We were stranded there for hours. Then I called Enterprise (the ones who rented the car to me). I had a tiring long talk with them when they eventually told that the overall cost would be $105 plus whatever the locksmith charges. I said I'll call them later if I needed help. Then my friend had a AAA membership card, he called AAA & a girl was talking with him for a long time - she said the cost would be $50 dollars for the whole thing. We were about to call them for help when the phone battery went down
Then we got hold of a public phone & called AAA again - this time a guy was talking & he said it will cost $75!!! Then we got into a big heated argument after which he agreed to do it for 50 bucks. Then AAA sent a locksmith in 20 minutes - he took time to set up his stuff, then he made a duplicate key for the car - we were very relieved, but then we had the ultimate shock of our lives when he said: wait! it's 70 bucks for the key!!! We were like wtf??!! We told him that we made an agreement with AAA to get the whole job done for 50 bucks & why was he acting like that - he said that price was only for the setup cost & the key costs 70 bucks separately, for opening the trunk. He was talking like a moron & in our frustration we nearly felt like killing him. But he said that he is just a local locksmith (not affiliated with AAA) & he was sent by his boss to do his job (who in turn had been ordered by AAA). We ended up paying that twat 70 bucks.
Moral of the story: Never trust AAA, ever. And I'm not sure how other companies like GEICO are, either.